Coverage and Risk Management solutions for companies of all sizes.
Business insurance in the Syracuse, NY area, throughout Central New York and beyond.
In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
Many insurance agents claim to be “Risk Managers,” in all actuality all they do is get quotes from as many companies as they can. At the Reagan Companies, our goal is to reduce your actual risk exposures, not just sell a commodity-based product to you. Our unique approach allows us to get a deep understanding of your company, and what sets you apart from your competition. It also allows us to discover hidden issues and problems that may be lurking in the shadows of your business. We want to make sure that you are focused on your business, not the business of Risk Management.
We are your advocate for your surety bond program
A strong relationship with your bonding company is critical to the success of your contracting business.
Industry-Leading Surety Experience
We have an expert team with extensive underwriting experience working for you. We understand how bonding companies make decisions and will be a strong advocate for your company. You benefit from our solid relationships with our bonding companies and there’s constant collaboration between your bonding company, our bond department and you.
We work with a wide variety of markets, including the largest surety companies in the country. We utilize standard and non-standard markets, large and small programs, the SBA Surety Bond Guarantee Program, the NYS Surety Bond Assistance Program, and various “credit approval” applications. We currently write bonds for the following surety companies:
Our Company Focus
Our Bond Department brings the experience and financial professionalism necessary to maximize your surety bond program. We proactively manage our clients’ bond programs by working closely with their CPAs, bank representatives and bond underwriters.
- Aegis Security Insurance Company
- Cincinnati Insurance Company
- Western Surety Company
- Fidelity and Deposit Company of Maryland
- Great American Insurance Company
- The Hanover Insurance Company
- Hartford Fire Insurance Company
- Hudson Insurance Company
- International Fidelity Insurance Company
- Liberty Mutual Insurance Company
- Merchants National Bonding, Inc.
- NGM Insurance Company
- The Ohio Casualty Insurance Company
- Old Republic Insurance Company
- Philadelphia Indemnity Insurance Company
- The Service Insurance Company, Inc.
- Travelers Casualty and Surety Company of America
- Utica Mutual Insurance Company
From large contract bonds to small commercial bonds, we can accommodate virtually any surety bond request, including:
- Bid Bonds
- Performance Bonds
- Payment / Labor & Materials Bonds
- Maintenance Bonds
- Supply Bonds
- Retainage Bonds
- “Perm 44” Highway Permit Bonds
- Excess Weight Road Bonds
- Contractor License Bonds
- Wage & Welfare Bonds
- Court Bonds
- Subdivision Bonds
- Probate Bonds
- Mortgage Broker Bonds
- Motor Vehicle Dealer Bonds
- Utility Bonds
- Release of Lien Bonds
Additional Services Include:
Joint Venture Partners
Bond Form & Contract Review
Small Business Administration
Our experience is your advantage. We look forward to meeting your surety bond needs.
Exceeding expectations: A new industry standard.
Reagan Companies is not your typical broker! From compliance to communication, let us provide a full spectrum of solutions for you and your company. We understand the challenges today’s employers face, and we know you’re asked to take on more than ever before. EXPECT more from a broker—EXPECT our full spectrum of solutions.