Many people aren’t aware that their homeowner’s insurance policy doesn’t protect them from the incredible damage that can be done by an earthquake. And if they do, they assume that they can count on FEMA to help out when an earthquake strikes. It could be a very costly mistake.
Vehicle and Home Insurance in One
The freedom and fun of taking off in your RV can quickly turn to disaster if you don’t have it insured properly. As a unique combination of a vehicle and a home, an RV requires a unique type of policy. An accident in your RV can have all of the same consequences for you as one in your regular vehicle; on top of that, you also have the contents and liability just like your home to consider. That adds up to the potential for a major financial loss.
Coverage That Goes Above and Beyond
It’s a well-known fact that we live in a society where filing a lawsuit against another person is all too common. It could happen to you. You don’t have to be a millionaire to be sued for $1,000,000. All it takes is a simple accident, a moment of distraction, and you could find yourself on the brink of losing all that you have.
Retirement. Even the word sounds relaxing. You have been looking forward to it for many years, and it’s finally arrived. You’re going to travel, read all those books you’ve had on your list, and simply enjoy your days with family and friends.
Retirement is a time for relaxation and a simpler life, and many things will change. Have you considered the changes to your insurance? When you retire, it has an impact on your insurance needs, rates, and coverage.
At the Reagan Companies, we’ll answer all your questions and see that your insurance policies follow you easily into retirement, protecting you for this new phase of your life.
- How your auto insurance needs change
- Homeowner’s insurance in retirement
- What about life insurance?
- Coverage when you’re chasing the sun
- Long-term care insurance
Insurance Shelters You – and Your Actual Shelter
It’s your home. The thought of losing it may be unimaginable, but is an all too real risk. Fire, wind, and theft are all serious risks, and these things happen every day. Your home and the precious possessions within could be gone suddenly, and you and your family left heartbroken and not sure where to turn.
It’s an emotional day when you see your teenager off to college. Your baby is all grown up and ready to leave home and take on a whole new world. It’s tough to let them go, and you want more than anything to keep protecting them and caring for them. You can’t protect your children from everything the world has in store, but you can cover them for some of life’s unexpected accidents.
When a teen goes off the college, they don’t have to be cut off from the safety net you’ve been providing all these years. You can still extend some coverage to them in the form of insurance for their car, their property, and their health.
- Car insurance for kids away at college
- Property in a dorm room: is it covered?
- Health insurance away from home
Auto insurance is a necessity for every driver on the road today, and not just because the law says you need to have it. Paying that bill for something you hope you won’t have to use might seem pointless, but all it takes is one accident to realize just how important it is. It takes only seconds for an accident to occur, and in that moment you can become responsible for thousands of dollars in damage as well as medical care for injured people. Can you afford to pay that out of pocket? Most people can’t, and that’s why everyone needs auto insurance.
Boating is a fun summer activity that many people enjoy, but it also comes with a wide variety of inherent risks. Boat insurance is there to make certain you’re protected from those dangers. Do you fully understand how insurance works when it comes to your boat? What is and isn’t included in your homeowners insurance? How your boat is viewed by the insurance company and what coverage you really need?
Rising Waters, Incredible Damage
You have seen the footage of flooded cities on television; the homes under water, possessions floating on the surface, and the lost, confused looking people searching the wreckage. You think it can’t happen to you, but the truth is that the weather is more unpredictable than ever, and a flood could happen anywhere; yes, even in Central New York.
There’s nothing quite as exciting as buying a new car. The feeling of getting behind the wheel and knowing you’ve found the perfect wheels for you is one you have been looking forward to. You spend a lot of time shopping for that car, getting to know the different models and their features, test driving them, and comparing them. Once you have made your decision, you’re ready to drive that new ride home. But are you really ready?